PERSONAL LOAN
Personal Loans
Personal Credits are fast and simple unstable advances given to people based on their profile for example pay, nature of business, long periods of work insight, and so on. Such advances, not at all like property-based credits or vehicle advances don’t need the borrower to give any sort of safety or security to the bank. Most banks don’t scrutinize the reason for which the credit is required, yet you would in any case be expected to express the reason on the application structure. Banks don’t permit these credits to be taken for speculative purposes like putting resources into stocks or betting. This item is for the most part for salaried people as it were.
Personal credits are at present presented to Rs. 40 Lakhs and are ordinarily reimbursed in residencies going from 1 to 5 years. They can as a rule be handled and dispensed within 3-4 days. These loans are most certainly costlier, considering that the bank has no security to return to in the occasion a borrower can’t pay their portions on time. It is the result of a decision when assets are required earnestly or the borrower brings no other security to the table for the bank. We give individual advances all over Pune.
Eligibility for a Personal Loan
Your eligibility is determined after looking at the following:
- Your current monthly salary.
- Years of work experience.
- Nature of your job and the company you work for.
- Your current obligations i.e. the instalments (EMI’s) you are currently paying, your credit card balance, other credit limits availed.
- Your credit history.
Documents required for personal loan application
- Filled / Completed Application on Bank / NBFC / Private Financer format
- Form 16 (for salaried)
- 3-4 Passport sized photographs
- Recent Bank statement (as per profile)
- 3 months’ Salary Slips (as per profile)
- Bank statement (in case of self-employed, business owner etc)
- Income Tax Return (especially for self-employed; current – past 2-3 years)
- Residential Proof (self-attested photocopy) (Bank passbook, electricity bill, passport, LIC Policy receipts etc)
- Proof of Identification (e.g., Aadhaar Card, Driving License, Passport, Voter ID etc)
- PAN Card (self-attested photocopy)
Any other supporting documents (if required) as per need of Financer, such as property or asset papers for security
Give us a call on +91 9322689427 now to benefit from our professional finance service. You can get a immediate service with our teams.
ABOUT US
Vighnaharta Finance is a dynamic and dedicated professional’s team of experienced financial services. We are Pune based Company we can offer Lowest EMI and Interest Rates
ADDRESS
Office No 120 Ashoka Mall 1 st Floor Bund Garden Road Near Ranka Jewelers, Pune 411001.
Copyright © 2023 Vighnaharta Finance Service Pvt Ltd | Made with 
by Cortica Web Solutions Pvt. Ltd.
